2026/27 take-home pay
£15,001 after tax
On a £15,001 salary you take home £14,323 a year in 2026/27, which is £1,193.55 a month. You pay £486 income tax and £194 National Insurance, 4.5% of your pay.
Take-home pay by period
| Period | Gross | Tax | NI | Take-home |
|---|---|---|---|---|
| Year | £15,001 | £486 | £194 | £14,323 |
| Month | £1,250.08 | £40.52 | £16.17 | £1,193.55 |
| 4 weeks | £1,153.92 | £37.40 | £14.93 | £1,101.74 |
| Week | £288.48 | £9.35 | £3.73 | £275.43 |
| Day | £57.70 | £1.87 | £0.75 | £55.09 |
| Hour (37.5h week) | £7.69 | £0.25 | £0.10 | £7.34 |
Your marginal rate
28%
Of your next £100 of salary you keep about £72.
£15,001 after tax in different situations
| Situation | Income tax | NI | Loan | Take-home a month |
|---|---|---|---|---|
| England, Wales or NI | £486 | £194 | £0 | £1,193.55 |
| Scotland | £462 | £194 | £0 | £1,195.57 |
| With 5% pension (salary sacrifice) | £336 | £134 | £0 | £1,148.54 |
| With Plan 2 student loan | £486 | £194 | £0 | £1,193.55 |
| Plan 2 loan and 5% pension | £336 | £134 | £0 | £1,148.54 |
How it is worked out
- Your first £12,570 is tax-free (the Personal Allowance).
- £2,431 is taxed at the basic rate of 20%: £486.
- National Insurance is 8% of £2,431 between £12,570 and £50,270. Payroll works it out each month, which gives £194.04 for the year.
- That leaves £14,322.56 a year, or £1,193.55 a month.
Common questions
How much is £15,001 a year after tax?
On a £15,001 salary in 2026/27 you take home £14,323 a year in England, Wales or Northern Ireland, after £486 income tax and £194 National Insurance. That assumes the standard 1257L tax code, no pension and no student loan.
What is £15,001 a month after tax?
£15,001 a year is £1,250.08 a month before tax and about £1,193.55 a month after tax and National Insurance in 2026/27.
How much tax do I pay on £15,001?
You pay £486 income tax and £194 employee National Insurance on £15,001 in 2026/27: 4.5% of your pay in total. Your tax-free Personal Allowance is £12,570.
Is £15,001 after tax different in Scotland?
Yes. In Scotland the same salary leaves £14,347 a year (£1,195.57 a month), £24 more than in the rest of the UK, because Scotland sets its own income tax bands. National Insurance is the same everywhere.
What is £15,001 a year as an hourly rate?
At 37.5 hours a week, £15,001 a year is £7.69 an hour before tax and £7.34 an hour after tax.
What is my marginal tax rate on £15,001?
On £15,001 the next £100 you earn costs 28% in income tax and National Insurance, so you keep about £72 of it.
Official sources
Every rate and threshold on this page is checked against these official pages. How we calculate
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